Occupational Accident Insurance is a type of contingent liability insurance that provides coverage for the owner-operator who may be leased onto a motor carrier. The coverage can be purchased by the owner-operator or the motor carrier, but acts as a safeguard for a fleet and independent contract should the owner-operator seek coverage under the motor carrier’ WC policy.
Occupational Accident Coverage may provide coverage for accidental death & dismemberment, medical expenses, and disability in addition to other types of available coverages.
INFORMATION DISCLAIMER: Insurance coverages may vary depending on location, policy, and individual business. Please talk to a licensed agent about coverages in your state. The definitions and material on reliancepartners.com make no warranty as to state or federal law. Insurance policy coverage may vary depending on the specific terms, definitions, and individual policy exclusions.