Industries
Contractors
Commercial programs for general contractors, trades, and construction firms — aligned with project requirements and job site exposure.
Risk Overview
Contractor risk combines job site liability, workforce, and equipment
Contractors face liability from job sites, subcontractors, tools, and completed operations. Insurance programs must satisfy project owners, general contractors, and licensing requirements while protecting equipment and workforce exposures.
Solutions
Relevant insurance solutions
Coverage lines commonly evaluated for this industry. A licensed advisor can help determine what applies to your operations.
General Liability
Job site and completed operations liability.
Learn moreWorkers Compensation
Coverage for employees and job site workforce exposure.
Learn moreCommercial Auto
Vehicles used to transport crews, tools, and materials.
Learn moreCommercial Umbrella
Excess limits for contractual and catastrophic claims.
Learn moreQuestions
Common coverage questions
Topics clients often discuss during an initial consultation.
What additional insured and waiver requirements appear in my contracts?
How do I track subcontractor certificates and coverage gaps?
Is my tools and equipment covered across multiple job sites?
Do I need builders risk or inland marine for active projects?
How should completed operations and general liability limits be structured?
Coverage availability and eligibility depend on carrier underwriting guidelines, state requirements, and individual risk details.
Fit
Who this advisory supports
General and specialty trade contractors
Subcontractors working on commercial projects
Residential and commercial builders
Artisan contractors with tools and equipment
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View industryManufacturing
Property, liability, and product exposure coverage for manufacturers.
View industryDiscuss contractors coverage with an advisor
Submit your information and a Northshore advisor will review your operations, contracts, and current coverage before outlining next steps.
Submitting this form does not bind coverage, create a policy, or guarantee pricing. A licensed advisor will review your information and follow up directly.