Advisory perspective for businesses, fleets, and employers.

After the Fire: What a Commercial Property Claim Actually Looks Like

A fire is only the start. See the timeline of a commercial property claim in Illinois, from the first 72 hours to business income.

Fake Boss Email, Real Wire Transfer: 5 Myths About Whether Insurance Pays

Fake-boss emails cost businesses billions. Here are 5 myths about whether cyber or crime insurance pays for wire fraud, and the limits to check.

Nuclear Verdicts Hit $31 Billion in 2024. Is Your Business Actually Protected?

Nuclear verdicts topped $31 billion in 2024. Commercial umbrella insurance sits on top of your existing coverage for as little as $40/month per $1 million — here's what North Shore businesses need to know.

1 in 4 of Today's 20-Year-Olds Will Become Disabled Before They Retire

More than 51 million working Americans have no disability insurance beyond Social Security. Here's what disability insurance actually covers, and why most people underestimate how likely they'll need it.

60% of Business Owners Think They're Covered for This. Most Aren't.

General liability doesn't cover employee lawsuits over discrimination, harassment, or wrongful termination. Here's what employment practices liability insurance (EPLI) actually protects, and what it costs.

Does Illinois Really Require Workers' Comp for One Employee? Yes — Here's What That Actually Means

Illinois requires workers' compensation insurance starting with your first employee — part-time included. Here's what it costs, what happens if you skip it, and how North Shore business owners get this wrong.

It's "Duty to Loved Ones" Week — And Most North Shore Families Haven't Had This Conversation

40% of American adults have no life insurance at all, and most people overestimate what term coverage actually costs. Here's what North Shore families should know this September.

Give Advice for a Living? Here's the Insurance Gap Most North Shore Professionals Miss

General liability doesn't cover a client's claim that your advice cost them money. Here's what professional liability (E&O) insurance actually protects — and what it costs North Shore firms.

National Preparedness Month: Is Your North Shore Business Actually Ready to Reopen After a Disaster?

September is National Preparedness Month. Nearly half of businesses that close after a disaster never reopen. Here's what business interruption insurance actually covers — and why most North Shore businesses are underinsured.

Cyber Insurance Isn't Optional Anymore: A Wake-Up Call for North Shore Business Owners

43% of cyberattacks now target small businesses, yet only 17% carry cyber insurance. Here's what North Shore business owners need to know before it's their turn.

Is Your Business Actually Covered This Labor Day Weekend? What North Shore Business Owners Need to Know About Commercial Auto

Personal auto insurance usually doesn't cover business use. Before this Labor Day rush, find out what commercial auto and non-owned auto coverage actually protect — and what's commonly missing.

Why Business Owners Should Review Insurance Before Renewal Season

Beyond Salary: How Employee Benefits Help Growing Businesses Compete for Talent

7 Insurance Gaps Growing Businesses Often Overlook